San Diego's Premiere Real Estate and Mortgage Team

Susan Middendorf and Greg Plummer

For the first time we have brought together two companies and made them into one POWERFUL resource for you.

Our First Business, Creative Lending Solutions and Above The Clouds Real Estate is a combination of Real Esate Sales and Mortgage Financing and our second company is a Credit Repair Business.

We believe that we have hit the mark with this combination. As credit guidelines tighten by the minute, Credit and FICO Scores become even more important to qualify for financing for the purchase of your next home.

Susan has worked hard to develope a unique system that allows her to help her clients find homes in less than a third of the time as what is the normal process. The end result is taking fewer days out of your busy schedule to dedicate to house hunting.

Greg has years of experience working with first time home buyers as well as a variety of home owners always helping them to find the perfect financing option for their situation. Mortgage planning is a concept driven by the principle that the Mortgage Financing Loan must match your goals for the home. While interest rate IS important, the program and plan for the home is more important. This could not be made more obvious by todays market whose victims may have been wrongfully guided into Loan Programs that did not suite their needs and instead granted them a short term low payment only to end up costing them their home.

In addition we started Credit Improvement Specialists. This company was founded on the principals that credit is Always important and sometimes situations happen that may affect peoples credit. Most of it is not your fault and it should not hold you back from realizing your dream of home ownership.

The San Diego Real Estate Market is going through a major transition and homes are becoming affordable again.

If you feel like you missed out on buying the home of your dreams because of rapidly escallating prices, the summer of 2008 will prove to be your second chance at getting that home, and keeping it affordable.

We have set up this site to be a Resource for you in your adventure of Home Ownership. Please use all the tools that we have put here and I am confident that your experience with us will be one of ease, pleasure, excitement, and success.